Sale prices are not public
Texas law does not require home sale prices to be disclosed, so appraisal districts do not see every sale. In our Texas buyer data, only about 1 purchase in 20 lists a price.
Source: Williamson Central Appraisal DistrictStep 1 of 2
• No Repairs • No Fees • No Showings
We make written cash offers on houses across Texas, in any condition. Cash buyers are busiest in Houston, Dallas, San Antonio, Fort Worth and El Paso: in the 12 months to August 2026 we tracked 3,715 homes bought by 3,055 cash buyers and investors in the state.
Source: our buyer data for Texas, 12 months to August 2026. Institutional and lender sales are excluded.
General information, not legal advice. Each point links to the official source.
Texas law does not require home sale prices to be disclosed, so appraisal districts do not see every sale. In our Texas buyer data, only about 1 purchase in 20 lists a price.
Source: Williamson Central Appraisal DistrictMost Texas foreclosures are non-judicial. Sales happen on the first Tuesday of the month, after at least 20 days to cure the default and at least 21 days of notice.
Source: Tex. Prop. Code §51.002Texas has no real estate transfer tax, and a 2015 amendment to the state constitution bars adding one.
Source: Tex. Const. art. VIII, §29With a will, and no unpaid debts other than debts secured by a lien on real estate, a Texas court can admit the will as a "muniment of title" without a full estate administration.
Source: Tex. Est. Code §257.001An agent is the right call for a move-in-ready house and a flexible timeline. For everything else, compare what you actually keep.
| Category | Listing with an agent | Civic Home Offers |
|---|---|---|
| Agent commission | Typically 5–6% deducted from your proceeds | $0. No commission, no agent fees |
| Closing costs | Seller usually pays 1–3% at closing | Covered by us |
| Repairs & condition | Buyers ask for repairs after inspection, or a price cut | None. We buy the house exactly as it is |
| Showings | Weeks of showings and open houses | One walkthrough, sometimes none |
| Appraisal | Lender appraisal usually required, and it can sink the deal | No appraisal. Cash, no lender |
| Closing timeline | 30 to 90+ days, depending on the buyer’s financing | 7 to 60 days. You pick the date |
| Deal certainty | Depends on the buyer’s loan being approved | Direct buyer. We make the decision ourselves |
| Your options | One path: list at retail and wait | Cash offer, or our Vetted Buyers Program |
Our cash offer is usually below list price. The number that matters is what lands in your account, and when. We put it in writing, no obligation.
Three steps, in the order they actually happen.
We pull nearby sales and the condition you describe. No visit needed yet.
One number, closing costs included. Take a week to think it over.
A title company handles the paperwork. You get paid at closing.
Complicated houses and situations are normal in a cash sale.
Cash buyers often work alongside the estate attorney.
Cash buyers often buy with tenants in place.
A cash sale can close before a deadline.
Roof, foundation, fire, water. Sold as-is.
A cash sale can close on your move date.
Sold as-is. Take what you want, leave the rest.
The questions people ask before they call.
We’re a private buyer, not an agent, and we’re upfront that a cash offer is usually below list price. It’s a trade: certainty, speed and zero repairs instead of top dollar after months of showings. The comparison above shows why the gap is smaller than most people expect.
Recent sales nearby, the repairs the house needs, and what it costs us to hold and resell it. We’ll walk you through it line by line if you ask.
Yes. The loan is paid off from the sale at closing, like any other sale. If you owe more than the house is worth, tell us and we’ll say honestly whether we can help.
You choose the closing date, anywhere from 7 to 60 days. Need longer? Ask. We’d rather wait than lose a good fit.
No. Take what you want and leave the rest.
No. The offer is free and in writing. If it doesn’t work for you, you keep the number and we part as friends.
Not on the list? Send us the address anyway. You could be the first one in your state.